In a move that has sent ripples through the British monarchy, Earl Charles Spencer — brother of the late Princess Diana — has announced that the historic Spencer Tiara, valued at £400,000, will one day belong to Princess Charlotte, the daughter of Prince William and Princess Catherine.

The unexpected decision not only bypasses Princess Lilibet, daughter of Prince Harry and Meghan Markle, but has also reignited deep divisions within the royal family — divisions that many insiders say never truly healed.

Could Princess Charlotte Inherit the Spencer Tiara? | Marie Claire
The Spencer Tiara is more than just an exquisite piece of jewelry — it’s a piece of royal history. Worn by Lady Diana Spencer on her wedding day to Prince Charles in 1981, the tiara became one of the most recognizable royal heirlooms in the world.

Handcrafted in the 1930s with diamonds set in gold and silver, the tiara was a Spencer family treasure long before Diana brought it to global fame. It was seen as a symbol of innocence, beauty, and the fairy tale that captured a generation — one that ultimately ended in heartbreak.

So when Charles Spencer declared that the tiara would pass directly to Princess Charlotte, bypassing her cousin Lilibet Mountbatten-Windsor, it was far more than a family decision. It was a declaration about where Diana’s legacy truly lies.

“A Decision That Changes Everything”
Why Kate Middleton won’t inherit iconic £400k heirloom Princess Diana wore on her wedding day

According to palace insiders, the decision came as a surprise to even the closest members of the royal household. A source close to the Spencer family told The Daily Mail:

“Earl Spencer has always seen Princess Charlotte as Diana’s spiritual heir. She has her grace, her presence, and that same quiet strength. He believes she is the rightful next wearer of the tiara.”

But not everyone agrees. Another insider claimed the move has caused “deep hurt” among members of the Sussex circle.

“It’s no secret that Harry hoped Lilibet might inherit something from Diana’s personal legacy — something to connect her to the grandmother she’ll never know,” the source revealed. “This decision cuts that thread completely.”

Behind Closed Doors: Growing Tensions

While no official comment has been made from Buckingham Palace, royal observers say the announcement couldn’t have come at a more delicate time. The relationship between the Waleses and the Sussexes remains strained despite occasional public gestures of reconciliation.

“This will be seen as a personal slight,” said royal biographer Ingrid Seward. “Diana’s memory is sacred to both her sons, but this decision publicly favors one side of the family. It’s bound to reopen old wounds.”

Indeed, those wounds have never fully healed since Prince Harry and Meghan’s departure from royal duties in 2020. With tensions still simmering over issues of privacy, protocol, and inheritance, the tiara decision could be the final spark that reignites a royal feud.

Why Princess Charlotte?
Princess Charlotte set to inherit Princess Diana’s £400k tiara | Royal | News | Express.co.uk

At nine years old, Princess Charlotte has already captured the public’s affection with her confidence and composure during royal appearances. Those close to the Spencer family suggest that Charles Spencer sees her as the perfect custodian of the tiara’s legacy — poised, dignified, and deeply connected to her grandmother’s lineage through the future of the British crown.

“She represents the continuation of Diana’s values within the monarchy,” said a family friend. “Charlotte will one day be part of a new generation of royals who balance tradition with modernity — much like Diana tried to do.”

Others point to practical reasons for the decision. As a direct descendant in the line of succession, Charlotte’s future role within the royal family is guaranteed, whereas Lilibet, living in California, may never have an official royal title or duties.

Meghan’s Circle “Deeply Upset”
Sources close to the Sussexes have described Meghan Markle as “shocked but not surprised” by the announcement. “She knows how symbolic the Spencer Tiara is,” said one insider. “For Lilibet, wearing her grandmother’s tiara one day would have been a beautiful connection to the family she never knew. Now that chance is gone.”

Friends say the decision has also left Prince Harry “saddened,” particularly given his enduring efforts to preserve his mother’s legacy through charitable work.

“Harry has always believed his mother would have wanted equality between her grandchildren,” the insider added. “To him, this feels like history repeating itself — favoritism, division, and heartbreak all over again.”

Harry and Meghan share photo of Lilibet on first birthday – BBC News
Behind the royal decorum, this moment has exposed a far deeper tension — the battle over who truly represents Diana’s spirit in the modern monarchy.

For many, Princess Charlotte embodies the continuity of Diana’s grace within the traditional royal fold, while Lilibet represents the independent, defiant path her grandmother once walked.

“This isn’t just about jewels,” explained royal historian Dr. Margaret Holder. “It’s about what — and who — Diana’s memory belongs to.”

What Happens Next
According to family tradition, the tiara will remain in the Spencer family vaults until Princess Charlotte’s wedding day, when it will be presented to her as a gift — just as Diana received it in 1981.

But royal experts warn that the repercussions of this decision could linger for years.

“This choice will echo through generations,” said Richard Fitzwilliams, royal commentator. “It reinforces the hierarchy not only within the monarchy but within Diana’s own legacy. It sends a message — whether intended or not — that some parts of the family matter more than others.”

A Legacy Crowned in Controversy
The Spencer Tiara has always symbolized more than status. It represents love, loss, and the complicated legacy of a woman who changed the royal family forever.

For some, seeing Princess Charlotte one day wear it will be a touching tribute — a granddaughter continuing her grandmother’s story. For others, it will be a reminder of everything that divides the family she left behind.

As one royal insider put it:

“It’s Diana’s crown — but it carries more than diamonds. It carries ghosts.”

And in choosing who wears it next, the royal family may have reignited a war they’ve spent years trying to forget